http://One thing is certain, All your Systematic Investment Plans (SIP’s) will fail to achieve the very purpose of their investments under Following circumstances

Not having a term insurance plan

Not having health insurance plan, one hospitalisation entire SIP gets redeemed & it would be even more unfortunate when hospitalisation & market correction are encountered at the same time

3 months out of action on account of a partial disability due to accident, SIP’s gets redeemed to fulfill EMI’s

Technology!!! Started investment promising your adviser that you will stick to a long term, Start watching NAV value dialy, Disaster

Emergency/Contingency fund: Recession/switching jobs with no liquid funds to manage day to day expense destroys SIP’s

You can note the above points!! This is bound to happen